Terms of Service
Last Updated: January 17, 2026
1. Acceptance of Terms
By accessing and using MarketCharts.ai ("the Service"), you accept and agree to be bound by these terms. If you do not agree, please do not use the Service.
2. Description of Service
MarketCharts.ai provides economic data visualization, analysis, and educational content about US economic indicators. The Service displays charts, reports, and analysis for informational and educational purposes only.
The Service includes an AI-powered chat feature that provides automated responses about economic data. AI-generated content may contain errors or inaccuracies and should not be relied upon as the sole basis for any decision.
3. Educational Purpose
All content provided through the Service, including AI-generated analysis, is for educational and informational purposes only. The Service does not provide investment advice, trading recommendations, or financial planning services. You are solely responsible for your own investment and financial decisions.
4. Data Sources
Economic data displayed on MarketCharts.ai is sourced from publicly available sources including the Federal Reserve Economic Data (FRED), Bureau of Labor Statistics, Bureau of Economic Analysis, and other government agencies. Market data is sourced from Polygon.io. While we strive for accuracy, we make no guarantees about the completeness or timeliness of data.
5. AI-Generated Content
The Service uses artificial intelligence to generate analysis and respond to user queries. You acknowledge that:
- AI-generated content may contain errors, inaccuracies, or outdated information
- AI responses should not be considered professional financial, legal, or tax advice
- You should independently verify any information before making decisions
- We do not guarantee the accuracy or completeness of AI-generated content
6. User Responsibilities
You agree to:
- Use the Service only for lawful purposes
- Not attempt to gain unauthorized access to any portion of the Service
- Not use automated systems to access the Service without permission
- Not misuse the AI chat feature for purposes other than economic data inquiry
- Conduct your own due diligence before making any financial decisions
7. Intellectual Property
All content, trademarks, logos, and intellectual property displayed on the Service are the property of MarketCharts.ai or their respective owners. You may not reproduce, distribute, or create derivative works without explicit written permission.
8. Third-Party Links
The Service may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of any third-party sites. Access to linked sites is at your own risk.
9. Limitation of Liability
To the maximum extent permitted by law, MarketCharts.ai shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to any investment or trading losses based on information obtained from the Service or its AI features.
10. Service Modifications
MarketCharts.ai reserves the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms of Service periodically. Continued use of the Service constitutes acceptance of any changes.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
12. Contact Information
If you have any questions about these Terms of Service, please contact us at info@marketcharts.ai